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Detached three- or four-bay two-storey bank, built 1897-8, on an L-shaped plan off-centred on single-bay single-storey pedimented projecting porch to ground floor; two-bay two-storey side elevations; single-bay (three-bay deep) two-storey return (south). Occupied, 1901; 1911. Reoriented, ----, producing present composition. Pitched slate roof; hipped slate roof (south), terracotta ridge tiles, coping to gables, and cast-iron rainwater goods on egg-and-dart-detailed cornice retaining cast-iron square profile downpipes. Channelled sandstone ashlar walls (ground floor) on sandstone ashlar plinth with "Cyma Recta"- or "Cyma Reversa"-detailed cornice on frieze on stringcourse; red brick Flemish bond surface finish (first floor) with egg-and-dart-detailed cornice on frieze on stringcourse; coursed rubble stone walls to rear (south) elevation with red brick flush quoins to corners. Round-headed off-central door opening with terracotta tiled threshold, and cut-sandstone archivolt centred on double keystone framing timber panelled double doors having fanlight. Square-headed window openings (ground floor) with cut-sandstone sill course, and concealed dressings framing fixed-pane timber fittings having casement or pivot overlights. Square-headed window openings (first floor) with cut-sandstone sills on risers, and cut-sandstone lugged surrounds framing one-over-one timber sash windows. Square-headed window openings (south) with cut-sandstone sill course, and concealed dressings framing one-over-one timber sash windows having overlights. Square-headed window openings (first floor) with cut-sandstone sills on risers, and cut-sandstone lugged surrounds framing one-over-one timber sash windows. Square-headed window openings to rear (south) elevation with cut-granite sills, and red brick block-and-start surrounds framing one-over-one timber sash windows behind iron bars. Street fronted on a corner site with concrete brick cobbled footpath to front.
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