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Terraced seven-bay three-storey bank, built c.1870, with additions c.1920. Fronts directly onto street. Pitched slate and tiled roof with terracotta ridge tiles, red brick chimneystacks, parapet wall and cast-iron rainwater goods. Red brick walls to upper storeys with end pilasters, platband and entablature. Smooth render to ground floor with stone plinth. Timber sash windows with stone sills to upper storeys. Round-headed windows to ground floor recessed in arcade with pilasters separating each window. Fluted keystone to each arch. Timber panelled double doors with fanlight, recessed in round-headed arch and flanked by Corinthian columns. Decorative key stone to arch with insignia 'HBL'. Stucco fascia board.
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