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Terraced four-bay three-storey bank, designed 1886; built 1887-8, on a rectangular plan with shopfront to ground floor. Roof not visible behind parapet, coping to gables with red brick Flemish bond chamfered chimney stacks to apexes having stringcourses below anthemion-topped ogee-detailed cornice capping supporting terracotta or yellow terracotta pots, and concealed rainwater goods with cast-iron rainwater goods to rear (south) elevation on red brick header bond thumbnail beaded cornice retaining cast-iron downpipes. Bull nose-ended limestone ashlar wall to front (north) elevation on cut-limestone chamfered plinth with anthemion-topped ogee-detailed cornice on fluted consoles on stringcourse below parapet; red brick Flemish bond surface finish (remainder). Shopfront to ground floor on a symmetrical plan. Round-headed window openings (first floor) with, bull nose-detailed reveals with hood mouldings centred on oyster shell-topped fluted consoles framing one-over-one timber sash windows. Camber-headed window openings (top floor) with beaded sill course on inverted oyster shell-detailed consoles, and cut-limestone surrounds with panelled pilasters supporting bull nose-detailed archivolts centred on trefoil-detailed keystones framing one-over-one timber sash windows. Camber-headed window openings to rear (south) elevation with cut-limestone sills, and red brick voussoirs framing one-over-one timber sash windows. Interior including (ground floor): central banking hall; (first floor): meeting rooms retaining carved timber surrounds to door openings framing timber panelled doors with carved timber surrounds to window openings framing timber panelled shutters on panelled risers, and picture railings below moulded plasterwork cornices to ceilings centred on decorative plasterwork ceiling roses; (top floor): carved timber surrounds to door openings framing timber panelled doors. Street fronted with concrete footpath to front.
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